Financial Solutions

At Imperial, we offer more than just great insurance policies and outstanding customer service. We also help families and business owners plan and build toward their financial goals and objectives. We begin by doing an in-depth assessment of your current savings and finances and then create an individualized plan tailored to your goals and needs.

Life Insurance

A life insurance policy can help your loved ones pay college tuition, mortgage payments, and even help cover retirement income gaps in the event of your passing. Also, some of our permanent policies offer the opportunity to build cash value, which you’re able to use for a variety of purposes.

Disability Insurance

If you become too sick or injured to work for an extended period of time, disability insurance could help cover a portion of your income, including bonuses and commissions. It’s important to understand that if you have group long-term disability insurance through your employer, it may not be enough.

Investments and Protecting Assests

You’ve worked long and hard to accumulate and build your assets, but they can be lost within a very short period if they are not properly protected. We we’re experienced in helping you build and strategy and plan for the future.

Key Person Insurance

Key man insurance is life and disability insurance that covers the key employees (including business owners and founders) that are important to a business’ success. Generally, the business owns the policy, pays the premiums, and receives the payout if the key person dies or becomes disabled.

Short Term Health Insurance

Short Term Health Insurance offers an affordable and flexible option for major medical insurance as an alternative to the Affordable Care Act (Obamacare). If you need coverage during a transition or gap between insurance or if you are looking for a solution outside of Obamacare, Short Term Health Insurance can be a viable alternative.